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Accident Insurance

Accidents can be a major stumbling block to your ministry and activities. Brotherhood Mutual Insurance Company now provides accident insurance for churches, schools.

Accident Insurance

Accidents can be a major stumbling block to your ministry and activities. Brotherhood Mutual Insurance Company now provides accident insurance for churches, schools, camps, and colleges. If your ministry suffers an accident, this policy will provide coverage for medical expenses associated with accidental injuries, often with no deductible. Accident insurance through Brotherhood Mutual benefits your ministry in four ways.

  • Coverage provides higher medical limits
  • Coverage extends to students, campers, and other groups that are often excluded
  • Coverage is written on a separate policy than your CMP which keeps medical losses off of your claims history
  • Enrollment is simple. In most cases, only a single application is required

Click below to see the benefits of Accident Insurance for each ministry type.

The original brochure PDFs are no longer hosted by Brotherhood Mutual. Each link opens their current Accident Insurance page.

Frequently asked questions

Who can Accident Insurance cover?

Brotherhood Mutual Insurance Company provides accident insurance for churches, schools, camps, and colleges.

What expenses can this policy help with?

If your ministry suffers an accident, this policy can provide coverage for medical expenses associated with accidental injuries, often with no deductible.

How does accident coverage help with medical limits?

One listed benefit is that coverage provides higher medical limits.

Does coverage extend beyond church members?

Coverage extends to students, campers, and other groups that are often excluded.

How does this relate to my CMP claims history?

Coverage is written on a separate policy than your CMP, which keeps medical losses off of your claims history.

How hard is enrollment?

Enrollment is simple. In most cases, only a single application is required.

Where can I see ministry-type overviews?

The product page links to Brotherhood Mutual Accident Insurance overviews for schools, churches, camps, and colleges.

Talk through Accident coverage

Call (517) 676-9366 or send a quote request and an agent will follow up.