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Workers' Compensation

In every state, legislation requires churches and related ministries to purchase Workers' Compensation Insurance for their employees, including clergy.

Workers' Compensation

In every state, legislation requires churches and related ministries to purchase Workers' Compensation Insurance for their employees, including clergy.

What this protection can include

Workers' Compensation Highlights

  • Coverage is state-specific and provides mandated benefits for all organizations located within the state your ministry operates or where your employees reside.
  • Workers' Compensation Protection covers employees only. The premium is based on payroll estimates for different classes of employees.
  • Employers' Liability Insurance included in a MinistryFirst Workers' Compensation Policy , protects you in the event someone sues your ministry in civil court as the result of an employee's job-related injury or illness.

Resources

Forms, checklists, and guides related to Workers Comp coverage.

Frequently asked questions

Is Workers Compensation required for churches?

In every state, legislation requires churches and related ministries to purchase Workers Compensation Insurance for their employees, including clergy.

Is coverage state-specific?

Coverage is state-specific and provides mandated benefits for organizations located within the state your ministry operates or where your employees reside.

Who does Workers Compensation Protection cover?

Workers Compensation Protection covers employees only. The premium is based on payroll estimates for different classes of employees.

What is Employers Liability Insurance in this context?

Employers Liability Insurance included in a MinistryFirst Workers Compensation Policy protects you in the event someone sues your ministry in civil court as the result of an employee's job-related injury or illness.

Does this include clergy?

Yes. Required Workers Compensation Insurance for ministry employees includes clergy.

How can Pierce-Carter Agency help?

We help ministries put the right coverage in place so staff are supported when workplace injuries happen, and we can walk through state requirements with you.

What related resources are available?

Related resources linked from the product page include a notice of injury form, employment practices checklist, keeping healthy checklist, and Michigan PIP forms.

Talk through Workers Comp coverage

Call (517) 676-9366 or send a quote request and an agent will follow up.