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Property / Liability Insurance

Your ministry is unique. Your insurance protection should be too. Our Property and Liability coverages were designed for churches and related ministries. They allow ministry leaders to focus more on advancing their ministries than stressing over the would-be risks that affect today's ministries.

Church and other non-profit ministries Insurance

How many businesses do you know that need to think about injuries brought on by a youthful game of blindfold tag, or the possibility of lightning striking their building’s steeple? Most often, those concerns are unique to church and ministry leaders, not business owners.

Brotherhood Mutual understands the unique needs of ministries because many of their own people are leaders and lay people in their church. With coverages like Religious Freedom Protection, Worldwide Liability, and Security Operations, we are equipped to protect the church from what lies ahead.

Christian School Insurance

Whether you have a few dozen students or many more, we can provide the innovative coverage and services you need when education is your ministry. We insure small buildings, facility leases, large campuses and everything in between. Plus, our coverage accounts for school supplies and equipment, including vehicles, science lab instruments, athletic gear, and much more.

Every safety measure you implement is an investment in your school’s reputation. We can help you safeguard your school by equipping you with safety and risk management resources. Our mission is protecting yours. Working together, we can make a positive impact on those we serve. We want your
school to be healthy, thriving, and empowering young people well into the future.

Christian Camp Insurance

We understand the importance of Christian campgrounds on the lives of many young kids and adults. Whether your campground simply contains buildings, sits on a lake, or includes activities like rope courses, paintball, or waterslides, we have you covered. With coverages like Religious Freedom, Directors and Officers, Traumatic Incident and camper medical pay, we are equipped to properly insure your ministry’s unique needs.

Check out our resources page for camp work applications, notice of injury forms, activity participation agreements, screening forms, camp kitchen checklists, facility use agreement forms and many more!

Property Endorsements:

- Broadened Valuation Endorsement
- Combined Law and Ordinance Coverage
- Water Damage Coverage
- Income, Extra Expense, and Donation Coverage
- Limited Earthquake Coverage
- Worldwide Coverage Territory
- Ministry Personnel Dishonesty Coverage
- Organizational Optional Theft Coverage
- Interior Building Damage Coverage
- Equipment Breakdown Coverage
- Alternative Energy Equipment Coverage
- Clergy Personal Contents Coverage
- Sewer and Drain Backup Coverage
- Terrorism Coverage
- Theft by Electronic Commerce Coverage

Liability Protection Endorsements:

- Religious Freedom Liability Coverage
- Membership Emotional Injury Liability
- Supervision-Related Emotional Injury Liability
- Privacy Violation Liability
- Damage to Property of Others Liability
- Ministry Counseling Liability
- Directors' and Officers' Liability
- Sexual Acts Liability
- Employment Practices Liability
- Non-Owned/Hired Vehicle Liability
- Broad Scope Media Liability
- Broad Scope Cyber Liability
- Worldwide Liability and Medical
- Relief Activity Additional Coverages
- Security Operations Liability
- Employee Benefits Liability
- Traumatic Incident Response
- Athletic, Student, and Premises Medical Coverage
- Clergy Death Benefit Liability
- Defense Reimbursement Coverage
- Wage Loss Coverage

Product Overview

Whether you have a small country church or a large church, we have a product specifically designed for your ministry. Our MinistryFirst product is a comprehensive program designed to cover larger ministries. Ministry Essentials provides fundamental coverage for smaller ministries. See below for an overview of each program.


Location

Pierce-Carter Agency

PO Box 175
Mason, MI 48854

Contact details

E-mail address:
Office@PierceCarter.com

(517) 676-9366

Available Mon - Fri 9:00am - 4:30pm